Wise County, Texas Title Insurance Cost
On the Wise County median home price of $277,200, an owner's title policy costs about $1,768 and the lender's policy issued with it about $100, under the Texas rate schedule. Median price source.
Wise County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,027 | $100 | $1,127 |
| $200,000 | $1,274 | $100 | $1,374 |
| $250,000 | $1,521 | $100 | $1,621 |
| $300,000 | $1,768 | $100 | $1,868 |
| $350,000 | $2,015 | $100 | $2,115 |
| $400,000 | $2,262 | $100 | $2,362 |
| $450,000 | $2,509 | $100 | $2,609 |
| $500,000 | $2,756 | $100 | $2,856 |
| $600,000 | $3,250 | $100 | $3,350 |
| $700,000 | $3,744 | $100 | $3,844 |
| $800,000 | $4,238 | $100 | $4,338 |
| $1,000,000 | $5,226 | $100 | $5,326 |
Texas is a promulgated-rate state: the insurance regulator sets one title insurance rate that every underwriter must charge, so the premium is the same wherever you close.
Texas title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Texas rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Texas is negotiable in the purchase contract. Source
Frequently asked questions
How much is title insurance in Wise County?
On the Wise County median home price of $277,200, an owner's policy costs about $1,768 and the lender's policy $100, about $1,868 for both. Texas sets one rate statewide, so the county does not change the premium, only the price does.
Who pays for title insurance in Wise County?
Who pays for the owner's policy in Texas is negotiable in the purchase contract. Source
Nearby Texas counties
- Williamson County $414,600
- Wilson County $286,300
- Winkler County $121,200
- Wood County $195,100
- Yoakum County $183,000
- Young County $165,300
Sources
- Texas Department of Insurance, Commissioner's Order No. 2025-9697, Title Insurance Basic Premium Rates (Exhibit A), effective March 1, 2026
- Who pays for the owner's policy in Texas
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Texas title insurance