Ogden, Utah Title Insurance Cost
On the Ogden median home price of $311,300, an owner's title policy costs about $1,594 and the lender's policy issued with it about $797, under the Utah rate schedule. Median price source.
Ogden title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $905 | $453 | $1,358 |
| $200,000 | $1,135 | $568 | $1,703 |
| $250,000 | $1,365 | $683 | $2,048 |
| $300,000 | $1,550 | $775 | $2,325 |
| $350,000 | $1,735 | $868 | $2,603 |
| $400,000 | $1,920 | $960 | $2,880 |
| $450,000 | $2,105 | $1,053 | $3,158 |
| $500,000 | $2,290 | $1,145 | $3,435 |
| $600,000 | $2,510 | $1,255 | $3,765 |
| $700,000 | $2,730 | $1,365 | $4,095 |
| $800,000 | $2,935 | $1,468 | $4,403 |
| $1,000,000 | $3,315 | $1,658 | $4,973 |
Utah uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Utah title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Utah rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Utah is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance in Ogden?
On the Ogden median home price of $311,300, an owner's policy costs about $1,594 and the lender's policy $797, about $2,391 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Ogden?
Who pays for the owner's policy in Utah is negotiable in the purchase contract.
Nearby Utah cities
Sources
- WFG National Title Insurance Company, Utah Title Rate Manual, Section 3 Basic Rate Table, effective October 1, 2024
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Utah title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Utah title insurance