Addison County, Vermont Title Insurance Cost
On the Addison County median home price of $333,700, an owner's title policy costs about $1,183 and the lender's policy issued with it about $100, under the Vermont rate schedule. Median price source.
Addison County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $585 | $100 | $685 |
| $200,000 | $748 | $100 | $848 |
| $250,000 | $910 | $100 | $1,010 |
| $300,000 | $1,073 | $100 | $1,173 |
| $350,000 | $1,235 | $100 | $1,335 |
| $400,000 | $1,398 | $100 | $1,498 |
| $450,000 | $1,560 | $100 | $1,660 |
| $500,000 | $1,723 | $100 | $1,823 |
| $600,000 | $2,048 | $100 | $2,148 |
| $700,000 | $2,373 | $100 | $2,473 |
| $800,000 | $2,698 | $100 | $2,798 |
| $1,000,000 | $3,348 | $100 | $3,448 |
Vermont uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Vermont title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Vermont rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Vermont is negotiable in the purchase contract. Not addressed in the rate manual itself; Vermont has no statute located assigning the owner's premium.
Frequently asked questions
How much is title insurance in Addison County?
On the Addison County median home price of $333,700, an owner's policy costs about $1,183 and the lender's policy $100, about $1,283 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Addison County?
Who pays for the owner's policy in Vermont is negotiable in the purchase contract. Not addressed in the rate manual itself; Vermont has no statute located assigning the owner's premium.
Nearby Vermont counties
- Bennington County $257,400
- Caledonia County $215,900
- Chittenden County $404,500
Sources
- First National Title Insurance Company, Vermont Title Insurance Rates and Rules Manual, Chapter 1 Schedule of Rates, effective September 17, 2024
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Vermont title insurance