Philadelphia Transfer Tax
Philadelphia charges 3.578% of the purchase price on top of the Pennsylvania state tax (1% of the purchase price). On a $308,500 home that is $14,123 in total. City of Philadelphia Realty Transfer Tax rate, effective July 1, 2025, stacks on the 1% Commonwealth tax for a 4.578% total (Philadelphia has no separate school-district add-on the way Pittsburgh does).
Philadelphia transfer tax by purchase price
| Purchase price | State tax | Philadelphia | Total |
|---|---|---|---|
| $150,000 | $1,500 | $5,367 | $6,867 |
| $200,000 | $2,000 | $7,156 | $9,156 |
| $250,000 | $2,500 | $8,945 | $11,445 |
| $300,000 | $3,000 | $10,734 | $13,734 |
| $350,000 | $3,500 | $12,523 | $16,023 |
| $400,000 | $4,000 | $14,312 | $18,312 |
| $450,000 | $4,500 | $16,101 | $20,601 |
| $500,000 | $5,000 | $17,890 | $22,890 |
| $600,000 | $6,000 | $21,468 | $27,468 |
| $700,000 | $7,000 | $25,046 | $32,046 |
| $800,000 | $8,000 | $28,624 | $36,624 |
| $1,000,000 | $10,000 | $35,780 | $45,780 |
Transfer tax calculator
Who pays
Split. City of Philadelphia Realty Transfer Tax rate, effective July 1, 2025, stacks on the 1% Commonwealth tax for a 4.578% total (Philadelphia has no separate school-district add-on the way Pittsburgh does).
Frequently asked questions
How much is the transfer tax in Philadelphia?
Philadelphia charges 3.578% of the purchase price, on top of the Pennsylvania state tax, so a $308,500 home pays $14,123 in total ($3,085 state, $11,038 local).
Who pays the Philadelphia transfer tax?
Split. City of Philadelphia Realty Transfer Tax rate, effective July 1, 2025, stacks on the 1% Commonwealth tax for a 4.578% total (Philadelphia has no separate school-district add-on the way Pittsburgh does).
Sources
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Pennsylvania transfer tax overview → All Pennsylvania buyer closing costs →
Figures are computed from the statutes and ordinances cited above and rounded to the dollar. This is general information, not tax or legal advice.
Pennsylvania transfer tax