Citrus County, Florida Closing Costs
On the $223,200 median Citrus County home, the county-specific closing items come to about $2,778: transfer tax $1,562, title insurance $1,216. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $1,050 | $850 | $1,900 |
| $200,000 | $1,400 | $1,100 | $2,500 |
| $250,000 | $1,750 | $1,350 | $3,100 |
| $300,000 | $2,100 | $1,600 | $3,700 |
| $350,000 | $2,450 | $1,850 | $4,300 |
| $400,000 | $2,800 | $2,100 | $4,900 |
| $450,000 | $3,150 | $2,350 | $5,500 |
| $500,000 | $3,500 | $2,600 | $6,100 |
| $600,000 | $4,200 | $3,100 | $7,300 |
| $700,000 | $4,900 | $3,600 | $8,500 |
| $800,000 | $5,600 | $4,100 | $9,700 |
| $1,000,000 | $7,000 | $5,100 | $12,100 |
Frequently asked questions
How much are closing costs in Citrus County?
On the $223,200 median home, the county-specific items come to about $2,778: transfer tax $1,562, title insurance $1,191 for the owner's policy and $25 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Citrus County?
The seller customarily pays the Florida transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Fla. Stat. Sec. 201.02 ('on each $100 of the consideration therefor the tax shall be 70 cents')
- Fla. Admin. Code R. 69O-186.003, Title Insurance Rates (Office of Insurance Regulation, promulgated under Fla. Stat. 627.782), rule text effective 01/27/2002, current version
Figures are computed from the documents above and rounded to the dollar. All sources.
All Florida buyer closing costs → Citrus County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Citrus County overview