Florida Transfer Tax: How Much It Is and Who Pays
Florida's Documentary Stamp Tax on Deeds is 0.7% of the purchase price: $2,918 on a $416,800 home. Cities and counties add their own; Miami-Dade County's brings the total there to $2,501.
Florida transfer tax by purchase price
| Purchase price | State tax | Total |
|---|---|---|
| $150,000 | $1,050 | $1,050 |
| $200,000 | $1,400 | $1,400 |
| $250,000 | $1,750 | $1,750 |
| $300,000 | $2,100 | $2,100 |
| $350,000 | $2,450 | $2,450 |
| $400,000 | $2,800 | $2,800 |
| $450,000 | $3,150 | $3,150 |
| $500,000 | $3,500 | $3,500 |
| $600,000 | $4,200 | $4,200 |
| $700,000 | $4,900 | $4,900 |
| $800,000 | $5,600 | $5,600 |
| $1,000,000 | $7,000 | $7,000 |
Transfer tax calculator
Who pays
In Florida the seller pays the transfer tax by statute or custom, so it usually reduces the seller's proceeds rather than adding to the buyer's closing costs. Customary FAR/BAR (Florida Realtors/Florida Bar) standard contract practice, not a statutory mandate. Source
City and county transfer taxes in Florida
These stack on the state tax unless noted. Open a jurisdiction for the combined figure at every price.
| Jurisdiction | Local rate | Total on a $416,800 home |
|---|---|---|
| Miami-Dade County | 0.6% of the purchase price | $2,501 |
Frequently asked questions
How much is the transfer tax in Florida?
The state rate is 0.7% of the purchase price, which is $2,918 on a $416,800 home; Miami-Dade County add a local tax on top.
Who pays the transfer tax in Florida?
In Florida the seller pays the transfer tax by statute or custom, so it usually reduces the seller's proceeds rather than adding to the buyer's closing costs. Customary FAR/BAR (Florida Realtors/Florida Bar) standard contract practice, not a statutory mandate. Source
Is there a mortgage or recordation tax too?
Yes: Florida also taxes the mortgage when it is recorded, 0.55% of the purchase price, paid by the borrower. Combined buyer-side financing taxes on the loan amount (not the sale price): 0.35% documentary stamp tax on the note (Fla. Stat. Sec. 201.08) plus 0.2% nonrecurring intangible tax on the mortgage (Fla. Stat. Sec. 199.133), for 0.55% of the amount financed. An all-cash buyer owes neither component.
Are there exemptions?
A discretionary county surtax (Fla. Stat. Sec. 201.031) may add to the state's 0.70% rate on top of the deed doc-stamp tax, but a deed conveying only a single-family residence (including a condo, co-op unit, or a leasehold over 98 years) is exempt from the surtax entirely, so it does not apply to a typical home purchase and is not modeled as a local[] entry here.
Sources
- Fla. Stat. Sec. 201.02 ('on each $100 of the consideration therefor the tax shall be 70 cents')
- Who pays
- Mortgage recording tax statute
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
All Florida buyer closing costs → Florida title insurance cost →
Figures are computed from the statute cited above and rounded to the dollar. This is general information, not tax or legal advice.
Transfer tax in every state