Merrimack County, New Hampshire Closing Costs
On the $330,600 median Merrimack County home, the county-specific closing items come to about $5,944: transfer tax $4,959, title insurance $985. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $2,250 | $488 | $2,738 |
| $200,000 | $3,000 | $625 | $3,625 |
| $250,000 | $3,750 | $763 | $4,513 |
| $300,000 | $4,500 | $900 | $5,400 |
| $350,000 | $5,250 | $1,038 | $6,288 |
| $400,000 | $6,000 | $1,175 | $7,175 |
| $450,000 | $6,750 | $1,313 | $8,063 |
| $500,000 | $7,500 | $1,450 | $8,950 |
| $600,000 | $9,000 | $1,675 | $10,675 |
| $700,000 | $10,500 | $1,900 | $12,400 |
| $800,000 | $12,000 | $2,125 | $14,125 |
| $1,000,000 | $15,000 | $2,575 | $17,575 |
Frequently asked questions
How much are closing costs in Merrimack County?
On the $330,600 median home, the county-specific items come to about $5,944: transfer tax $4,959, title insurance $910 for the owner's policy and $75 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Merrimack County?
The transfer tax is customarily split. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- RSA 78-B:1, Transfer Tax
- WFG National Title Insurance Company, State of New Hampshire Manual of Title Insurance Premiums, effective March 1, 2023 (filed with and approved by the New Hampshire Insurance Department)
Figures are computed from the documents above and rounded to the dollar. All sources.
All New Hampshire buyer closing costs → Merrimack County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Merrimack County overview