Merrimack County, New Hampshire Title Insurance Cost
On the Merrimack County median home price of $330,600, an owner's title policy costs about $910 and the lender's policy issued with it about $75, under the New Hampshire rate schedule. Median price source.
Merrimack County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $413 | $75 | $488 |
| $200,000 | $550 | $75 | $625 |
| $250,000 | $688 | $75 | $763 |
| $300,000 | $825 | $75 | $900 |
| $350,000 | $963 | $75 | $1,038 |
| $400,000 | $1,100 | $75 | $1,175 |
| $450,000 | $1,238 | $75 | $1,313 |
| $500,000 | $1,375 | $75 | $1,450 |
| $600,000 | $1,600 | $75 | $1,675 |
| $700,000 | $1,825 | $75 | $1,900 |
| $800,000 | $2,050 | $75 | $2,125 |
| $1,000,000 | $2,500 | $75 | $2,575 |
New Hampshire uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
New Hampshire title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed New Hampshire rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in New Hampshire is negotiable in the purchase contract. New Hampshire has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance in Merrimack County?
On the Merrimack County median home price of $330,600, an owner's policy costs about $910 and the lender's policy $75, about $985 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Merrimack County?
Who pays for the owner's policy in New Hampshire is negotiable in the purchase contract. New Hampshire has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Nearby New Hampshire counties
- Coos County $169,600
- Grafton County $298,500
- Hillsborough County $385,500
- Rockingham County $461,400
- Strafford County $332,400
- Sullivan County $236,300
Sources
- WFG National Title Insurance Company, State of New Hampshire Manual of Title Insurance Premiums, effective March 1, 2023 (filed with and approved by the New Hampshire Insurance Department)
- Who pays for the owner's policy in New Hampshire
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
New Hampshire title insurance