Nassau County, New York Closing Costs

On the $658,700 median Nassau County home, the county-specific closing items come to about $14,364: transfer tax $9,549, title insurance $3,890, recording fees $925. Lender fees, appraisal and prepaids are added by the loan, not the county.

County-specific closing costs by purchase price

Purchase priceTransfer taxTitle insurance (both policies)Recording feesTotal
$150,000$2,173$1,225$925$4,323
$200,000$2,898$1,494$925$5,317
$250,000$3,623$1,763$925$6,311
$300,000$4,348$2,032$925$7,305
$350,000$5,073$2,301$925$8,299
$400,000$5,798$2,570$925$9,293
$450,000$6,523$2,839$925$10,287
$500,000$7,248$3,108$925$11,281
$600,000$8,698$3,600$925$13,223
$700,000$10,148$4,091$925$15,164
$800,000$11,598$4,583$925$17,106
$1,000,000$24,498$5,565$925$30,988

Frequently asked questions

How much are closing costs in Nassau County?

On the $658,700 median home, the county-specific items come to about $14,364: transfer tax $9,549 including Mortgage Recording Tax (combined Nassau County rate), title insurance $2,992 for the owner's policy and $898 for the lender's, and about $925 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.

Who pays these in Nassau County?

The seller customarily pays the New York transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.

Sources

Figures are computed from the documents above and rounded to the dollar. All sources.

All New York buyer closing costs → Nassau County home buyer guide →

Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.

Nassau County overview