Dane County, Wisconsin Closing Costs
On the $394,800 median Dane County home, the county-specific closing items come to about $3,479: transfer tax $1,184, title insurance $2,235, recording fees $60. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $450 | $1,523 | $60 | $2,033 |
| $200,000 | $600 | $1,698 | $60 | $2,358 |
| $250,000 | $750 | $1,873 | $60 | $2,683 |
| $300,000 | $900 | $1,998 | $60 | $2,958 |
| $350,000 | $1,050 | $2,123 | $60 | $3,233 |
| $400,000 | $1,200 | $2,248 | $60 | $3,508 |
| $450,000 | $1,350 | $2,373 | $60 | $3,783 |
| $500,000 | $1,500 | $2,498 | $60 | $4,058 |
| $600,000 | $1,800 | $2,598 | $60 | $4,458 |
| $700,000 | $2,100 | $2,698 | $60 | $4,858 |
| $800,000 | $2,400 | $2,798 | $60 | $5,258 |
| $1,000,000 | $3,000 | $2,998 | $60 | $6,058 |
Frequently asked questions
How much are closing costs in Dane County?
On the $394,800 median home, the county-specific items come to about $3,479: transfer tax $1,184, title insurance $1,735 for the owner's policy and $500 for the lender's, and about $60 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Dane County?
The seller customarily pays the Wisconsin transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau QuickFacts, Dane County, Wisconsin - Median value of owner-occupied housing units, 2020-2024 (ACS 5-Year)
- Wisconsin Statutes Section 77.22, Imposition of real estate transfer fee
- WFG National Title Insurance Company, State of Wisconsin Manual of Title Insurance Premiums, effective June 23, 2025
- Dane County Register of Deeds fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Wisconsin buyer closing costs → Dane County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Dane County overview