Dane County, Wisconsin Title Insurance Cost
On the Dane County median home price of $394,800, an owner's title policy costs about $1,735 and the lender's policy issued with it about $500, under the Wisconsin rate schedule. Median price source.
Dane County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,023 | $500 | $1,523 |
| $200,000 | $1,198 | $500 | $1,698 |
| $250,000 | $1,373 | $500 | $1,873 |
| $300,000 | $1,498 | $500 | $1,998 |
| $350,000 | $1,623 | $500 | $2,123 |
| $400,000 | $1,748 | $500 | $2,248 |
| $450,000 | $1,873 | $500 | $2,373 |
| $500,000 | $1,998 | $500 | $2,498 |
| $600,000 | $2,098 | $500 | $2,598 |
| $700,000 | $2,198 | $500 | $2,698 |
| $800,000 | $2,298 | $500 | $2,798 |
| $1,000,000 | $2,498 | $500 | $2,998 |
Wisconsin uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Wisconsin title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Wisconsin rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Frequently asked questions
How much is title insurance in Dane County?
On the Dane County median home price of $394,800, an owner's policy costs about $1,735 and the lender's policy $500, about $2,235 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Dane County?
Who pays for the owner's policy in Wisconsin is negotiable in the purchase contract. The buyer typically pays for the lender's/mortgagee's policy. The WB-11 Wisconsin Offer to Purchase can reassign this. Source
Nearby Wisconsin counties
- Clark County $163,800
- Columbia County $258,700
- Crawford County $175,100
- Dodge County $218,400
- Door County $305,800
- Douglas County $190,400
Sources
- WFG National Title Insurance Company, State of Wisconsin Manual of Title Insurance Premiums, effective June 23, 2025
- Who pays for the owner's policy in Wisconsin
- U.S. Census Bureau QuickFacts, Dane County, Wisconsin - Median value of owner-occupied housing units, 2020-2024 (ACS 5-Year)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Wisconsin title insurance at every price → Dane County first-time buyer programs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Wisconsin title insurance