Bethel Census Area, Alaska: What It Costs to Buy a Home
The median home in Bethel Census Area is worth $120,600, the FHA loan limit is $541,287, and there is no transfer tax; title insurance on it runs about $720. Each number below opens its own page with the source and a calculator.
| Median home value | $120,600 | Title insurance at this price → |
|---|---|---|
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $1,249,125 | Loan limits page → |
| Transfer tax | None in Alaska | Alaska transfer tax page → |
| Title insurance on the median home | $645 owner's + $75 lender's | Title insurance page → |
| Closing costs from these items | $720 | Closing costs page → |
| Area median income (HUD, family of 4) | $83,000; low-income limit $90,400 | Income limits page → |
Frequently asked questions
How much do homes cost in Bethel Census Area?
The median owner-occupied home in Bethel Census Area is valued at $120,600, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
What is the FHA loan limit in Bethel Census Area?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125, per FHFA.
What does it cost to close on a home in Bethel Census Area?
On the $120,600 median home: no transfer tax in Alaska, title insurance $720 for both policies, about $720 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Bethel Census Area?
HUD's FY 2026 median family income for Bethel Census Area (Bethel Census Area, AK) is $83,000. A family of four counts as low income below $90,400 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Alaska counties
- Aleutians East Borough $144,300
- Aleutians West Census Area $419,100
- Anchorage Municipality $375,900
- Bristol Bay Borough $269,800
- Chugach Census Area $330,900
- Copper River Census Area $246,700
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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