Denali Borough, Alaska: What It Costs to Buy a Home
The median home in Denali Borough is worth $262,000, the FHA loan limit is $541,287, and there is no transfer tax; title insurance on it runs about $1,143. Each number below opens its own page with the source and a calculator.
| Median home value | $262,000 | Title insurance at this price → |
|---|---|---|
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $1,249,125 | Loan limits page → |
| Transfer tax | None in Alaska | Alaska transfer tax page → |
| Title insurance on the median home | $1,068 owner's + $75 lender's | Title insurance page → |
| Closing costs from these items | $1,143 | Closing costs page → |
| Area median income (HUD, family of 4) | $146,200; low-income limit $106,800 | Income limits page → |
Frequently asked questions
How much do homes cost in Denali Borough?
The median owner-occupied home in Denali Borough is valued at $262,000, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
What is the FHA loan limit in Denali Borough?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125, per FHFA.
What does it cost to close on a home in Denali Borough?
On the $262,000 median home: no transfer tax in Alaska, title insurance $1,143 for both policies, about $1,143 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Denali Borough?
HUD's FY 2026 median family income for Denali Borough (Denali Borough, AK) is $146,200. A family of four counts as low income below $106,800 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Alaska counties
- Bristol Bay Borough $269,800
- Chugach Census Area $330,900
- Copper River Census Area $246,700
- Dillingham Census Area $163,800
- Fairbanks North Star Borough $282,500
- Haines Borough $318,900
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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