Matanuska-Susitna Borough, Alaska: What It Costs to Buy a Home
The median home in Matanuska-Susitna Borough is worth $319,200, property taxes on it run about $3,512 a year (1.1%), the FHA loan limit is $541,287, and there is no transfer tax; title insurance on it runs about $1,317. Each number below opens its own page with the source and a calculator.
| Median home value | $319,200 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $3,512 a year, 1.1% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $1,249,125 | Loan limits page → |
| Transfer tax | None in Alaska | Alaska transfer tax page → |
| Title insurance on the median home | $1,242 owner's + $75 lender's | Title insurance page → |
| Closing costs from these items | $1,317 | Closing costs page → |
| Area median income (HUD, family of 4) | $119,300; low-income limit $95,450 | Income limits page → |
Frequently asked questions
How much do homes cost in Matanuska-Susitna Borough?
The median owner-occupied home in Matanuska-Susitna Borough is valued at $319,200, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Matanuska-Susitna Borough?
The median Matanuska-Susitna Borough homeowner pays $3,512 a year in real estate taxes, about 1.1% of the median home value ($3,768 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Matanuska-Susitna Borough?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125, per FHFA.
What does it cost to close on a home in Matanuska-Susitna Borough?
On the $319,200 median home: no transfer tax in Alaska, title insurance $1,317 for both policies, about $1,317 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Matanuska-Susitna Borough?
HUD's FY 2026 median family income for Matanuska-Susitna Borough (Matanuska-Susitna Borough, AK HUD Metro FMR Area) is $119,300. A family of four counts as low income below $95,450 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Alaska counties
- Kodiak Island Borough $382,700
- Kusilvak Census Area $72,700
- Lake and Peninsula Borough $166,100
- Nome Census Area $201,000
- North Slope Borough $219,600
- Northwest Arctic Borough $162,500
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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