McIntosh County, Georgia: What It Costs to Buy a Home
The median home in McIntosh County is worth $173,900, property taxes on it run about $1,310 a year (0.75%), the FHA loan limit is $541,287, and closing on it means about $174 in transfer tax plus $1,131 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $173,900 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $1,310 a year, 0.75% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $174 | Georgia transfer tax page → |
| Title insurance on the median home | $931 owner's + $200 lender's | Title insurance page → |
| Closing costs from these items | $1,305 | Closing costs page → |
| Area median income (HUD, family of 4) | $92,100; low-income limit $73,700 | Income limits page → |
Frequently asked questions
How much do homes cost in McIntosh County?
The median owner-occupied home in McIntosh County is valued at $173,900, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in McIntosh County?
The median McIntosh County homeowner pays $1,310 a year in real estate taxes, about 0.75% of the median home value ($1,844 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in McIntosh County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in McIntosh County?
On the $173,900 median home: transfer tax $174, title insurance $1,131 for both policies, about $1,305 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in McIntosh County?
HUD's FY 2026 median family income for McIntosh County (Brunswick-St. Simons, GA MSA) is $92,100. A family of four counts as low income below $73,700 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Georgia counties
- Madison County $198,800
- Marion County $122,100
- McDuffie County $155,100
- Meriwether County $154,600
- Miller County $118,300
- Mitchell County $105,500
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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