Dearborn County, Indiana: What It Costs to Buy a Home
The median home in Dearborn County is worth $227,100, property taxes on it run about $1,726 a year (0.76%), the FHA loan limit is $541,287. Each number below opens its own page with the source and a calculator.
| Median home value | $227,100 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $1,726 a year, 0.76% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax | None in Indiana | Indiana transfer tax page → |
| Area median income (HUD, family of 4) | $109,900; low-income limit $87,900 | Income limits page → |
Frequently asked questions
How much do homes cost in Dearborn County?
The median owner-occupied home in Dearborn County is valued at $227,100, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Dearborn County?
The median Dearborn County homeowner pays $1,726 a year in real estate taxes, about 0.76% of the median home value ($1,722 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Dearborn County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Dearborn County?
On the $227,100 median home: no transfer tax in Indiana, about $0 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Dearborn County?
HUD's FY 2026 median family income for Dearborn County (Cincinnati, OH-KY-IN HUD Metro FMR Area) is $109,900. A family of four counts as low income below $87,900 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Indiana counties
- Clinton County $157,300
- Crawford County $115,400
- Daviess County $187,500
- Decatur County $189,900
- DeKalb County $177,900
- Delaware County $127,600
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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