Caddo Parish, Louisiana: What It Costs to Buy a Home
The median home in Caddo Parish is worth $175,900, property taxes on it run about $1,081 a year (0.61%), the FHA loan limit is $541,287, and there is no transfer tax; title insurance on it runs about $1,012. Each number below opens its own page with the source and a calculator.
| Median home value | $175,900 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $1,081 a year, 0.61% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax | None in Louisiana | Louisiana transfer tax page → |
| Title insurance on the median home | $887 owner's + $125 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $310 | Recording fees page → |
| Closing costs from these items | $1,322 | Closing costs page → |
| Area median income (HUD, family of 4) | $79,200; low-income limit $63,350 | Income limits page → |
Frequently asked questions
How much do homes cost in Caddo Parish?
The median owner-occupied home in Caddo Parish is valued at $175,900, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Caddo Parish?
The median Caddo Parish homeowner pays $1,081 a year in real estate taxes, about 0.61% of the median home value ($1,380 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Caddo Parish?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Caddo Parish?
On the $175,900 median home: no transfer tax in Louisiana, title insurance $1,012 for both policies, recording fees about $310, about $1,322 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Caddo Parish?
HUD's FY 2026 median family income for Caddo Parish (Shreveport-Bossier City, LA MSA) is $79,200. A family of four counts as low income below $63,350 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Louisiana counties
- Beauregard Parish $164,500
- Bienville Parish $93,600
- Bossier Parish $215,100
- Calcasieu Parish $208,500
- Caldwell Parish $106,000
- Cameron Parish $183,300
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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