Lafourche Parish, Louisiana: What It Costs to Buy a Home
The median home in Lafourche Parish is worth $190,800, property taxes on it run about $951 a year (0.5%), the FHA loan limit is $541,287, and there is no transfer tax; title insurance on it runs about $1,080. Each number below opens its own page with the source and a calculator.
| Median home value | $190,800 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $951 a year, 0.5% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax | None in Louisiana | Louisiana transfer tax page → |
| Title insurance on the median home | $955 owner's + $125 lender's | Title insurance page → |
| Closing costs from these items | $1,080 | Closing costs page → |
| Area median income (HUD, family of 4) | $86,600; low-income limit $66,550 | Income limits page → |
Frequently asked questions
How much do homes cost in Lafourche Parish?
The median owner-occupied home in Lafourche Parish is valued at $190,800, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Lafourche Parish?
The median Lafourche Parish homeowner pays $951 a year in real estate taxes, about 0.5% of the median home value ($1,250 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Lafourche Parish?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Lafourche Parish?
On the $190,800 median home: no transfer tax in Louisiana, title insurance $1,080 for both policies, about $1,080 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Lafourche Parish?
HUD's FY 2026 median family income for Lafourche Parish (Houma-Bayou Cane-Thibodaux, LA MSA) is $86,600. A family of four counts as low income below $66,550 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Louisiana counties
- Jefferson Davis Parish $145,000
- Jefferson Parish $243,500
- Lafayette Parish $234,200
- LaSalle Parish $137,200
- Lincoln Parish $195,500
- Livingston Parish $218,900
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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