Lehigh County, Pennsylvania: What It Costs to Buy a Home
The median home in Lehigh County is worth $276,100, property taxes on it run about $4,591 a year (1.66%), the FHA loan limit is $541,287, and closing on it means about $6,903 in transfer tax plus $2,034 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $276,100 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $4,591 a year, 1.66% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $6,903 (incl. City of Allentown Realty Transfer Tax (properties within Allentown only)) | Pennsylvania transfer tax page → |
| Title insurance on the median home | $2,034 owner's + $0 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $195 | Recording fees page → |
| Closing costs from these items | $9,132 | Closing costs page → |
| Area median income (HUD, family of 4) | $104,400; low-income limit $83,500 | Income limits page → |
Frequently asked questions
How much do homes cost in Lehigh County?
The median owner-occupied home in Lehigh County is valued at $276,100, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Lehigh County?
The median Lehigh County homeowner pays $4,591 a year in real estate taxes, about 1.66% of the median home value ($4,669 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Lehigh County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Lehigh County?
On the $276,100 median home: transfer tax $6,903, title insurance $2,034 for both policies, recording fees about $195, about $9,132 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Lehigh County?
HUD's FY 2026 median family income for Lehigh County (Allentown-Bethlehem-Easton, PA HUD Metro FMR Area) is $104,400. A family of four counts as low income below $83,500 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Pennsylvania counties
- Lancaster County $279,400
- Lawrence County $136,700
- Lebanon County $227,300
- Luzerne County $163,800
- Lycoming County $195,600
- McKean County $98,700
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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