Williamson County, Texas: What It Costs to Buy a Home
The median home in Williamson County is worth $414,600, property taxes on it run about $7,079 a year (1.71%), the FHA loan limit is $571,550, and there is no transfer tax; title insurance on it runs about $2,609. Each number below opens its own page with the source and a calculator.
| Median home value | $414,600 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $7,079 a year, 1.71% of value | Property tax page → |
| FHA loan limit (1 unit) | $571,550 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax | None in Texas | Texas transfer tax page → |
| Title insurance on the median home | $2,509 owner's + $100 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $116 | Recording fees page → |
| Closing costs from these items | $2,725 | Closing costs page → |
| Area median income (HUD, family of 4) | $134,400; low-income limit $106,800 | Income limits page → |
Frequently asked questions
How much do homes cost in Williamson County?
The median owner-occupied home in Williamson County is valued at $414,600, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Williamson County?
The median Williamson County homeowner pays $7,079 a year in real estate taxes, about 1.71% of the median home value ($7,477 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Williamson County?
$571,550 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Williamson County?
On the $414,600 median home: no transfer tax in Texas, title insurance $2,609 for both policies, recording fees about $116, about $2,725 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Williamson County?
HUD's FY 2026 median family income for Williamson County (Austin-Round Rock-San Marcos, TX MSA) is $134,400. A family of four counts as low income below $106,800 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Texas counties
- Wichita County $141,600
- Wilbarger County $98,800
- Willacy County $60,800
- Wilson County $286,300
- Winkler County $121,200
- Wise County $277,200
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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