Fauquier County, Virginia: What It Costs to Buy a Home
The median home in Fauquier County is worth $543,700, property taxes on it run about $4,185 a year (0.77%), the FHA loan limit is $1,249,125, and closing on it means about $1,812 in transfer tax plus $2,383 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $543,700 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $4,185 a year, 0.77% of value | Property tax page → |
| FHA loan limit (1 unit) | $1,249,125 | Loan limits page → |
| Conforming loan limit (1 unit) | $1,249,125 | Loan limits page → |
| Transfer tax on the median home | $1,812 | Virginia transfer tax page → |
| Title insurance on the median home | $2,133 owner's + $250 lender's | Title insurance page → |
| Closing costs from these items | $4,195 | Closing costs page → |
| Area median income (HUD, family of 4) | $166,100; low-income limit $106,800 | Income limits page → |
Frequently asked questions
How much do homes cost in Fauquier County?
The median owner-occupied home in Fauquier County is valued at $543,700, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Fauquier County?
The median Fauquier County homeowner pays $4,185 a year in real estate taxes, about 0.77% of the median home value ($4,170 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Fauquier County?
$1,249,125 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $1,249,125, per FHFA.
What does it cost to close on a home in Fauquier County?
On the $543,700 median home: transfer tax $1,812, title insurance $2,383 for both policies, about $4,195 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Fauquier County?
HUD's FY 2026 median family income for Fauquier County (Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area) is $166,100. A family of four counts as low income below $106,800 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Virginia counties
- Fairfax city $677,400
- Fairfax County $732,800
- Falls Church city $1,005,400
- Floyd County $215,500
- Fluvanna County $281,700
- Franklin city $227,200
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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