Title Insurance on a $150,000 Home in Alabama
An owner's title policy on a $150,000 purchase in Alabama costs about $425, and the lender's policy issued with it about $125, $550 for both. The owner's policy rate is $3.50 per $1,000 up to $50,000, $3 per $1,000 from $50,000 to $100,000, $2 per $1,000 from $100,000 to $5,000,000, $1.75 per $1,000 from $5,000,000 to $10,000,000, $1.25 per $1,000 above $10,000,000, with a minimum premium of $125 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $425 | $125 | $550 |
| $200,000 | $525 | $125 | $650 |
| $250,000 | $625 | $125 | $750 |
| $300,000 | $725 | $125 | $850 |
| $350,000 | $825 | $125 | $950 |
| $400,000 | $925 | $125 | $1,050 |
| $450,000 | $1,025 | $125 | $1,150 |
| $500,000 | $1,125 | $125 | $1,250 |
| $600,000 | $1,325 | $125 | $1,450 |
| $700,000 | $1,525 | $125 | $1,650 |
| $800,000 | $1,725 | $125 | $1,850 |
| $1,000,000 | $2,125 | $125 | $2,250 |
Alabama title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Alabama rate schedule.
Who pays
Who pays for the owner's policy in Alabama varies by county and by contract. No official statewide source found stating whether buyer or seller customarily pays the owner's policy premium in Alabama; left unspecified rather than guessed (same conclusion as data/closing/alabama.json).
Frequently asked questions
How much is title insurance on a $150,000 house in Alabama?
About $425 for the owner's policy and $125 for the lender's policy when both are issued at closing, $550 in total, computed from the Alabama rate schedule. The owner's policy rate is $3.50 per $1,000 up to $50,000, $3 per $1,000 from $50,000 to $100,000, $2 per $1,000 from $100,000 to $5,000,000, $1.75 per $1,000 from $5,000,000 to $10,000,000, $1.25 per $1,000 above $10,000,000, with a minimum premium of $125 (the price is rounded up to the next $1,000).
Who pays for title insurance in Alabama?
Who pays for the owner's policy in Alabama varies by county and by contract. No official statewide source found stating whether buyer or seller customarily pays the owner's policy premium in Alabama; left unspecified rather than guessed (same conclusion as data/closing/alabama.json).
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Alabama title insurance overview → All Alabama buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Alabama title insurance