Title Insurance on a $150,000 Home in Arizona
An owner's title policy on a $150,000 purchase in Arizona costs about $947, and the lender's policy issued with it about $568, $1,515 for both. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $525).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $947 | $568 | $1,515 |
| $200,000 | $1,109 | $665 | $1,774 |
| $250,000 | $1,258 | $755 | $2,013 |
| $300,000 | $1,378 | $827 | $2,205 |
| $350,000 | $1,555 | $933 | $2,488 |
| $400,000 | $1,702 | $1,021 | $2,723 |
| $450,000 | $1,834 | $1,100 | $2,934 |
| $500,000 | $1,958 | $1,175 | $3,133 |
| $600,000 | $2,207 | $1,324 | $3,531 |
| $700,000 | $2,460 | $1,476 | $3,936 |
| $800,000 | $2,714 | $1,628 | $4,342 |
| $1,000,000 | $3,214 | $1,928 | $5,142 |
Arizona title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Arizona rate schedule.
Who pays
In Arizona the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Arizona's standard residential resale contract (AAR form) has the seller provide and pay for the buyer's owner's title policy; the buyer customarily pays for the lender's policy. Source
Frequently asked questions
How much is title insurance on a $150,000 house in Arizona?
About $947 for the owner's policy and $568 for the lender's policy when both are issued at closing, $1,515 in total, computed from the Arizona rate schedule. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $525).
Who pays for title insurance in Arizona?
In Arizona the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Arizona's standard residential resale contract (AAR form) has the seller provide and pay for the buyer's owner's title policy; the buyer customarily pays for the lender's policy. Source
Sources
- WFG National Title Insurance Company, Arizona Rate and Rules Manual, effective March 1, 2023 (filed under A.R.S. 20-376), Section 3.1 Basic Rate Table
- Who pays for the owner's policy in Arizona
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Arizona title insurance overview → All Arizona buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Arizona title insurance