Maricopa County, Arizona Title Insurance Cost
On the Maricopa County median home price of $482,800, an owner's title policy costs about $1,934 and the lender's policy issued with it about $1,160, under the Arizona rate schedule. Median price source.
Maricopa County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $947 | $568 | $1,515 |
| $200,000 | $1,109 | $665 | $1,774 |
| $250,000 | $1,258 | $755 | $2,013 |
| $300,000 | $1,378 | $827 | $2,205 |
| $350,000 | $1,555 | $933 | $2,488 |
| $400,000 | $1,702 | $1,021 | $2,723 |
| $450,000 | $1,834 | $1,100 | $2,934 |
| $500,000 | $1,958 | $1,175 | $3,133 |
| $600,000 | $2,207 | $1,324 | $3,531 |
| $700,000 | $2,460 | $1,476 | $3,936 |
| $800,000 | $2,714 | $1,628 | $4,342 |
| $1,000,000 | $3,214 | $1,928 | $5,142 |
Arizona uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Arizona title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Arizona rate schedule.
Who pays for the owner's policy
In Arizona the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Arizona's standard residential resale contract (AAR form) has the seller provide and pay for the buyer's owner's title policy; the buyer customarily pays for the lender's policy. Source
Frequently asked questions
How much is title insurance in Maricopa County?
On the Maricopa County median home price of $482,800, an owner's policy costs about $1,934 and the lender's policy $1,160, about $3,094 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Maricopa County?
In Arizona the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Arizona's standard residential resale contract (AAR form) has the seller provide and pay for the buyer's owner's title policy; the buyer customarily pays for the lender's policy. Source
Nearby Arizona counties
- Graham County $202,700
- Greenlee County $136,300
- La Paz County $117,600
- Mohave County $253,200
- Navajo County $186,100
- Pima County $286,900
Sources
- WFG National Title Insurance Company, Arizona Rate and Rules Manual, effective March 1, 2023 (filed under A.R.S. 20-376), Section 3.1 Basic Rate Table
- Who pays for the owner's policy in Arizona
- Maricopa County median value of owner-occupied housing units (Census ACS estimate, as republished by Census Reporter)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Arizona title insurance at every price → Maricopa County first-time buyer programs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Arizona title insurance