Title Insurance on a $300,000 Home in Arkansas
An owner's title policy on a $300,000 purchase in Arkansas costs about $815, and the lender's policy issued with it about $50, $865 for both. The owner's policy rate is $3.75 per $1,000 up to $20,000, $4 per $1,000 from $20,000 to $50,000, $3.40 per $1,000 from $50,000 to $100,000, $2.25 per $1,000 from $100,000 to $500,000, $2 per $1,000 from $500,000 to $10,000,000, $1.75 per $1,000 from $10,000,000 to $15,000,000, $1.40 per $1,000 above $15,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $478 | $50 | $528 |
| $200,000 | $590 | $50 | $640 |
| $250,000 | $703 | $50 | $753 |
| $300,000 | $815 | $50 | $865 |
| $350,000 | $928 | $50 | $978 |
| $400,000 | $1,040 | $50 | $1,090 |
| $450,000 | $1,153 | $50 | $1,203 |
| $500,000 | $1,265 | $50 | $1,315 |
| $600,000 | $1,465 | $50 | $1,515 |
| $700,000 | $1,665 | $50 | $1,715 |
| $800,000 | $1,865 | $50 | $1,915 |
| $1,000,000 | $2,265 | $50 | $2,315 |
Arkansas title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Arkansas rate schedule.
Who pays
Who pays for the owner's policy in Arkansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Arkansas; left unspecified. The closing file's prior facc.firstam.com note ('buyer, First American's calculator default for Pulaski County') is a calculator default, not a documented custom, and is not carried over here.
Frequently asked questions
How much is title insurance on a $300,000 house in Arkansas?
About $815 for the owner's policy and $50 for the lender's policy when both are issued at closing, $865 in total, computed from the Arkansas rate schedule. The owner's policy rate is $3.75 per $1,000 up to $20,000, $4 per $1,000 from $20,000 to $50,000, $3.40 per $1,000 from $50,000 to $100,000, $2.25 per $1,000 from $100,000 to $500,000, $2 per $1,000 from $500,000 to $10,000,000, $1.75 per $1,000 from $10,000,000 to $15,000,000, $1.40 per $1,000 above $15,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Who pays for title insurance in Arkansas?
Who pays for the owner's policy in Arkansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Arkansas; left unspecified. The closing file's prior facc.firstam.com note ('buyer, First American's calculator default for Pulaski County') is a calculator default, not a documented custom, and is not carried over here.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Arkansas title insurance overview → All Arkansas buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Arkansas title insurance