Madison County, Arkansas Title Insurance Cost
On the Madison County median home price of $157,800, an owner's title policy costs about $496 and the lender's policy issued with it about $50, under the Arkansas rate schedule. Median price source.
Madison County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $478 | $50 | $528 |
| $200,000 | $590 | $50 | $640 |
| $250,000 | $703 | $50 | $753 |
| $300,000 | $815 | $50 | $865 |
| $350,000 | $928 | $50 | $978 |
| $400,000 | $1,040 | $50 | $1,090 |
| $450,000 | $1,153 | $50 | $1,203 |
| $500,000 | $1,265 | $50 | $1,315 |
| $600,000 | $1,465 | $50 | $1,515 |
| $700,000 | $1,665 | $50 | $1,715 |
| $800,000 | $1,865 | $50 | $1,915 |
| $1,000,000 | $2,265 | $50 | $2,315 |
Arkansas uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Arkansas title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Arkansas rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Arkansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Arkansas; left unspecified. The closing file's prior facc.firstam.com note ('buyer, First American's calculator default for Pulaski County') is a calculator default, not a documented custom, and is not carried over here.
Frequently asked questions
How much is title insurance in Madison County?
On the Madison County median home price of $157,800, an owner's policy costs about $496 and the lender's policy $50, about $546 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Madison County?
Who pays for the owner's policy in Arkansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Arkansas; left unspecified. The closing file's prior facc.firstam.com note ('buyer, First American's calculator default for Pulaski County') is a calculator default, not a documented custom, and is not carried over here.
Nearby Arkansas counties
- Little River County $113,400
- Logan County $126,900
- Lonoke County $184,100
- Marion County $158,400
- Miller County $148,200
- Mississippi County $115,800
Sources
- Stewart Title Guaranty Company, Arkansas Title Insurance Schedule of Charges, effective 03/16/2026, Sections C.1 (Owner's/Leasehold Basic Schedule), D.1 (Loan Policy Basic Schedule), and E (Simultaneous Issuance Transactions)
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Arkansas title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Arkansas title insurance