Title Insurance on a $450,000 Home in Colorado
An owner's title policy on a $450,000 purchase in Colorado costs about $1,900, and the lender's policy issued with it about $1,900, $3,800 for both. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $900).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,330 | $1,330 | $2,660 |
| $200,000 | $1,430 | $1,430 | $2,860 |
| $250,000 | $1,530 | $1,530 | $3,060 |
| $300,000 | $1,630 | $1,630 | $3,260 |
| $350,000 | $1,720 | $1,720 | $3,440 |
| $400,000 | $1,810 | $1,810 | $3,620 |
| $450,000 | $1,900 | $1,900 | $3,800 |
| $500,000 | $1,990 | $1,990 | $3,980 |
| $600,000 | $2,190 | $2,190 | $4,380 |
| $700,000 | $2,390 | $2,390 | $4,780 |
| $800,000 | $2,590 | $2,590 | $5,180 |
| $1,000,000 | $2,990 | $2,990 | $5,980 |
Colorado title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Colorado rate schedule.
Who pays
In Colorado the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported per data/closing/colorado.json (First American's calculator default allocation for Denver County); not independently confirmed against a primary Colorado source in this extraction.
Frequently asked questions
How much is title insurance on a $450,000 house in Colorado?
About $1,900 for the owner's policy and $1,900 for the lender's policy when both are issued at closing, $3,800 in total, computed from the Colorado rate schedule. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $900).
Who pays for title insurance in Colorado?
In Colorado the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported per data/closing/colorado.json (First American's calculator default allocation for Denver County); not independently confirmed against a primary Colorado source in this extraction.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Colorado title insurance overview → All Colorado buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Colorado title insurance