Baca County, Colorado Title Insurance Cost
On the Baca County median home price of $122,000, an owner's title policy costs about $1,280 and the lender's policy issued with it about $1,280, under the Colorado rate schedule. Median price source.
Baca County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,330 | $1,330 | $2,660 |
| $200,000 | $1,430 | $1,430 | $2,860 |
| $250,000 | $1,530 | $1,530 | $3,060 |
| $300,000 | $1,630 | $1,630 | $3,260 |
| $350,000 | $1,720 | $1,720 | $3,440 |
| $400,000 | $1,810 | $1,810 | $3,620 |
| $450,000 | $1,900 | $1,900 | $3,800 |
| $500,000 | $1,990 | $1,990 | $3,980 |
| $600,000 | $2,190 | $2,190 | $4,380 |
| $700,000 | $2,390 | $2,390 | $4,780 |
| $800,000 | $2,590 | $2,590 | $5,180 |
| $1,000,000 | $2,990 | $2,990 | $5,980 |
Colorado uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Colorado title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Colorado rate schedule.
Who pays for the owner's policy
In Colorado the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported per data/closing/colorado.json (First American's calculator default allocation for Denver County); not independently confirmed against a primary Colorado source in this extraction.
Frequently asked questions
How much is title insurance in Baca County?
On the Baca County median home price of $122,000, an owner's policy costs about $1,280 and the lender's policy $1,280, about $2,560 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Baca County?
In Colorado the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported per data/closing/colorado.json (First American's calculator default allocation for Denver County); not independently confirmed against a primary Colorado source in this extraction.
Nearby Colorado counties
- Alamosa County $218,800
- Arapahoe County $526,000
- Archuleta County $451,400
- Bent County $137,900
- Boulder County $713,900
- Broomfield County $631,600
Sources
- WFG National Title Insurance Company, Colorado Title Insurance Rate Manual, effective January 15, 2026, Section 6 Basic Rate Table (Zone 1: Adams, Arapahoe, Broomfield, Denver, Douglas, Elbert, Jefferson Counties)
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Colorado title insurance