Title Insurance on a $200,000 Home in Delaware
An owner's title policy on a $200,000 purchase in Delaware costs about $850, and the lender's policy issued with it about $25, $875 for both. The owner's policy rate is $4.60 per $1,000 up to $100,000, $3.90 per $1,000 from $100,000 to $1,000,000, $3.25 per $1,000 from $1,000,000 to $5,000,000, $2.25 per $1,000 from $5,000,000 to $10,000,000, $1.95 per $1,000 from $10,000,000 to $15,000,000, $1.65 per $1,000 above $15,000,000, with a minimum premium of $130.
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $655 | $25 | $680 |
| $200,000 | $850 | $25 | $875 |
| $250,000 | $1,045 | $25 | $1,070 |
| $300,000 | $1,240 | $25 | $1,265 |
| $350,000 | $1,435 | $25 | $1,460 |
| $400,000 | $1,630 | $25 | $1,655 |
| $450,000 | $1,825 | $25 | $1,850 |
| $500,000 | $2,020 | $25 | $2,045 |
| $600,000 | $2,410 | $25 | $2,435 |
| $700,000 | $2,800 | $25 | $2,825 |
| $800,000 | $3,190 | $25 | $3,215 |
| $1,000,000 | $3,970 | $25 | $3,995 |
Delaware title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Delaware rate schedule.
Who pays
In Delaware the buyer customarily pays for the owner's policy. Buyer (purchaser) customarily pays for the owner's policy, per Stewart Title's Delaware Real Estate Practices reference. Source
Frequently asked questions
How much is title insurance on a $200,000 house in Delaware?
About $850 for the owner's policy and $25 for the lender's policy when both are issued at closing, $875 in total, computed from the Delaware rate schedule. The owner's policy rate is $4.60 per $1,000 up to $100,000, $3.90 per $1,000 from $100,000 to $1,000,000, $3.25 per $1,000 from $1,000,000 to $5,000,000, $2.25 per $1,000 from $5,000,000 to $10,000,000, $1.95 per $1,000 from $10,000,000 to $15,000,000, $1.65 per $1,000 above $15,000,000, with a minimum premium of $130.
Who pays for title insurance in Delaware?
In Delaware the buyer customarily pays for the owner's policy. Buyer (purchaser) customarily pays for the owner's policy, per Stewart Title's Delaware Real Estate Practices reference. Source
Sources
- Delaware Title Insurance Rating Bureau (DTIRB) Rating Manual, approved by the Delaware Insurance Department, rates in force as of 09/01/2017 amendment (Sections 3.2 Original Owner's Rates, 3.6 Original Loan Rates, 3.12 Simultaneous Issue)
- Who pays for the owner's policy in Delaware
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Delaware title insurance overview → All Delaware buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Delaware title insurance