Title Insurance on a $150,000 Home in District of Columbia
An owner's title policy on a $150,000 purchase in District of Columbia costs about $855, and the lender's policy issued with it about $100, $955 for both. The owner's policy rate is $5.70 per $1,000 up to $250,000, $5.10 per $1,000 from $250,000 to $500,000, $4.50 per $1,000 from $500,000 to $1,000,000, $3.90 per $1,000 from $1,000,000 to $5,000,000, $1.10 per $1,000 from $5,000,000 to $15,000,000, $0.95 per $1,000 above $15,000,000, with a minimum premium of $300 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $855 | $100 | $955 |
| $200,000 | $1,140 | $100 | $1,240 |
| $250,000 | $1,425 | $100 | $1,525 |
| $300,000 | $1,680 | $100 | $1,780 |
| $350,000 | $1,935 | $100 | $2,035 |
| $400,000 | $2,190 | $100 | $2,290 |
| $450,000 | $2,445 | $100 | $2,545 |
| $500,000 | $2,700 | $100 | $2,800 |
| $600,000 | $3,150 | $100 | $3,250 |
| $700,000 | $3,600 | $100 | $3,700 |
| $800,000 | $4,050 | $100 | $4,150 |
| $1,000,000 | $4,950 | $100 | $5,050 |
District of Columbia title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed District of Columbia rate schedule.
Who pays
In District of Columbia the buyer customarily pays for the owner's policy. Reported per data/closing/district-of-columbia.json's prior note (not independently confirmed against a primary DC source in this extraction).
Frequently asked questions
How much is title insurance on a $150,000 house in District of Columbia?
About $855 for the owner's policy and $100 for the lender's policy when both are issued at closing, $955 in total, computed from the District of Columbia rate schedule. The owner's policy rate is $5.70 per $1,000 up to $250,000, $5.10 per $1,000 from $250,000 to $500,000, $4.50 per $1,000 from $500,000 to $1,000,000, $3.90 per $1,000 from $1,000,000 to $5,000,000, $1.10 per $1,000 from $5,000,000 to $15,000,000, $0.95 per $1,000 above $15,000,000, with a minimum premium of $300 (the price is rounded up to the next $1,000).
Who pays for title insurance in District of Columbia?
In District of Columbia the buyer customarily pays for the owner's policy. Reported per data/closing/district-of-columbia.json's prior note (not independently confirmed against a primary DC source in this extraction).
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
District of Columbia title insurance overview → All District of Columbia buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
District of Columbia title insurance