Washington, District of Columbia Title Insurance Cost
On the Washington median home price of $724,600, an owner's title policy costs about $3,713 and the lender's policy issued with it about $100, under the District of Columbia rate schedule. Median price source.
Washington title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $855 | $100 | $955 |
| $200,000 | $1,140 | $100 | $1,240 |
| $250,000 | $1,425 | $100 | $1,525 |
| $300,000 | $1,680 | $100 | $1,780 |
| $350,000 | $1,935 | $100 | $2,035 |
| $400,000 | $2,190 | $100 | $2,290 |
| $450,000 | $2,445 | $100 | $2,545 |
| $500,000 | $2,700 | $100 | $2,800 |
| $600,000 | $3,150 | $100 | $3,250 |
| $700,000 | $3,600 | $100 | $3,700 |
| $800,000 | $4,050 | $100 | $4,150 |
| $1,000,000 | $4,950 | $100 | $5,050 |
District of Columbia uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
District of Columbia title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed District of Columbia rate schedule.
Who pays for the owner's policy
In District of Columbia the buyer customarily pays for the owner's policy. Reported per data/closing/district-of-columbia.json's prior note (not independently confirmed against a primary DC source in this extraction).
Frequently asked questions
How much is title insurance in Washington?
On the Washington median home price of $724,600, an owner's policy costs about $3,713 and the lender's policy $100, about $3,813 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Washington?
In District of Columbia the buyer customarily pays for the owner's policy. Reported per data/closing/district-of-columbia.json's prior note (not independently confirmed against a primary DC source in this extraction).
Sources
- Stewart Title Guaranty Company, Schedule of Charges and Forms for Title Insurance in the District of Columbia, effective 02/26/2024, Sections 2 (Owner's or Leasehold Policies), 4 (Mortgagee's Policies), and 15 (Simultaneous Issue Transactions)
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
District of Columbia title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
District of Columbia title insurance