Title Insurance on a $700,000 Home in Georgia
An owner's title policy on a $700,000 purchase in Georgia costs about $3,355, and the lender's policy issued with it about $200, $3,555 for both. The owner's policy rate is $5.65 per $1,000 up to $100,000, $4.95 per $1,000 from $100,000 to $500,000, $4.05 per $1,000 above $500,000, with a minimum premium of $200.
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $813 | $200 | $1,013 |
| $200,000 | $1,060 | $200 | $1,260 |
| $250,000 | $1,308 | $200 | $1,508 |
| $300,000 | $1,555 | $200 | $1,755 |
| $350,000 | $1,803 | $200 | $2,003 |
| $400,000 | $2,050 | $200 | $2,250 |
| $450,000 | $2,298 | $200 | $2,498 |
| $500,000 | $2,545 | $200 | $2,745 |
| $600,000 | $2,950 | $200 | $3,150 |
| $700,000 | $3,355 | $200 | $3,555 |
| $800,000 | $3,760 | $200 | $3,960 |
| $1,000,000 | $4,570 | $200 | $4,770 |
Georgia title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Georgia rate schedule.
Who pays
In Georgia the buyer customarily pays for the owner's policy. No official primary source located; not independently confirmed, same caveat as data/closing/georgia.json which used a calculator default rather than a documented custom.
Frequently asked questions
How much is title insurance on a $700,000 house in Georgia?
About $3,355 for the owner's policy and $200 for the lender's policy when both are issued at closing, $3,555 in total, computed from the Georgia rate schedule. The owner's policy rate is $5.65 per $1,000 up to $100,000, $4.95 per $1,000 from $100,000 to $500,000, $4.05 per $1,000 above $500,000, with a minimum premium of $200.
Who pays for title insurance in Georgia?
In Georgia the buyer customarily pays for the owner's policy. No official primary source located; not independently confirmed, same caveat as data/closing/georgia.json which used a calculator default rather than a documented custom.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Georgia title insurance overview → All Georgia buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Georgia title insurance