Albany, Georgia Title Insurance Cost
On the Albany median home price of $118,700, an owner's title policy costs about $658 and the lender's policy issued with it about $200, under the Georgia rate schedule. Median price source.
Albany title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $813 | $200 | $1,013 |
| $200,000 | $1,060 | $200 | $1,260 |
| $250,000 | $1,308 | $200 | $1,508 |
| $300,000 | $1,555 | $200 | $1,755 |
| $350,000 | $1,803 | $200 | $2,003 |
| $400,000 | $2,050 | $200 | $2,250 |
| $450,000 | $2,298 | $200 | $2,498 |
| $500,000 | $2,545 | $200 | $2,745 |
| $600,000 | $2,950 | $200 | $3,150 |
| $700,000 | $3,355 | $200 | $3,555 |
| $800,000 | $3,760 | $200 | $3,960 |
| $1,000,000 | $4,570 | $200 | $4,770 |
Georgia uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Georgia title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Georgia rate schedule.
Who pays for the owner's policy
In Georgia the buyer customarily pays for the owner's policy. No official primary source located; not independently confirmed, same caveat as data/closing/georgia.json which used a calculator default rather than a documented custom.
Frequently asked questions
How much is title insurance in Albany?
On the Albany median home price of $118,700, an owner's policy costs about $658 and the lender's policy $200, about $858 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Albany?
In Georgia the buyer customarily pays for the owner's policy. No official primary source located; not independently confirmed, same caveat as data/closing/georgia.json which used a calculator default rather than a documented custom.
Nearby Georgia cities
- Alpharetta $605,700
- Athens-Clarke County $271,800
- Atlanta $420,600
Sources
- Stewart Title Guaranty Company, Georgia All Inclusive Schedule of Charges, effective 4/20/2026, Sections 1 (Owner's Title Insurance Original Issue), 3 (Loan Policies), and 6 (Simultaneous Issuance of Owner's and Loan Policies)
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Georgia title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Georgia title insurance