Title Insurance on a $350,000 Home in Iowa
An owner's title policy on a $350,000 purchase in Iowa costs about $175, and the lender's policy issued with it about $0, $175 for both. The owner's policy rate is a flat $175 up to $750,000, $1 per $1,000 above $750,000, with a minimum premium of $175.
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $175 | $0 | $175 |
| $200,000 | $175 | $0 | $175 |
| $250,000 | $175 | $0 | $175 |
| $300,000 | $175 | $0 | $175 |
| $350,000 | $175 | $0 | $175 |
| $400,000 | $175 | $0 | $175 |
| $450,000 | $175 | $0 | $175 |
| $500,000 | $175 | $0 | $175 |
| $600,000 | $175 | $0 | $175 |
| $700,000 | $175 | $0 | $175 |
| $800,000 | $225 | $0 | $225 |
| $1,000,000 | $425 | $0 | $425 |
Iowa title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Iowa rate schedule.
Who pays
In Iowa the buyer customarily pays for the owner's policy. No official source found specifying who customarily pays; reported per data/closing/iowa.json's existing note.
Frequently asked questions
How much is title insurance on a $350,000 house in Iowa?
About $175 for the owner's policy and $0 for the lender's policy when both are issued at closing, $175 in total, computed from the Iowa rate schedule. The owner's policy rate is a flat $175 up to $750,000, $1 per $1,000 above $750,000, with a minimum premium of $175.
Who pays for title insurance in Iowa?
In Iowa the buyer customarily pays for the owner's policy. No official source found specifying who customarily pays; reported per data/closing/iowa.json's existing note.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Iowa title insurance overview → All Iowa buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Iowa title insurance