Buchanan County, Iowa Title Insurance Cost
On the Buchanan County median home price of $171,400, an owner's title policy costs about $175 and the lender's policy issued with it about $0, under the Iowa rate schedule. Median price source.
Buchanan County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $175 | $0 | $175 |
| $200,000 | $175 | $0 | $175 |
| $250,000 | $175 | $0 | $175 |
| $300,000 | $175 | $0 | $175 |
| $350,000 | $175 | $0 | $175 |
| $400,000 | $175 | $0 | $175 |
| $450,000 | $175 | $0 | $175 |
| $500,000 | $175 | $0 | $175 |
| $600,000 | $175 | $0 | $175 |
| $700,000 | $175 | $0 | $175 |
| $800,000 | $225 | $0 | $225 |
| $1,000,000 | $425 | $0 | $425 |
Iowa does not use private title insurance for most home purchases: a state-run program issues the title guaranty, and its published fee schedule is what the figures below use.
Iowa title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Iowa rate schedule.
Who pays for the owner's policy
In Iowa the buyer customarily pays for the owner's policy. No official source found specifying who customarily pays; reported per data/closing/iowa.json's existing note.
Frequently asked questions
How much is title insurance in Buchanan County?
On the Buchanan County median home price of $171,400, an owner's policy costs about $175 and the lender's policy $0, about $175 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Buchanan County?
In Iowa the buyer customarily pays for the owner's policy. No official source found specifying who customarily pays; reported per data/closing/iowa.json's existing note.
Nearby Iowa counties
- Black Hawk County $182,400
- Boone County $191,200
- Bremer County $207,200
- Buena Vista County $146,900
- Butler County $156,500
- Calhoun County $114,400
Sources
- Iowa Title Guaranty Residential Premium Rates, effective July 1, 2023
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Iowa title insurance