Title Insurance on a $400,000 Home in Kansas
An owner's title policy on a $400,000 purchase in Kansas costs about $940, and the lender's policy issued with it about $300, $1,240 for both. The owner's policy rate is $8.70 per $1,000 up to $50,000, $1.60 per $1,000 from $50,000 to $150,000, $1.50 per $1,000 from $150,000 to $300,000, $1.20 per $1,000 from $300,000 to $1,000,000, $1 per $1,000 above $1,000,000, with a minimum premium of $435.
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $595 | $300 | $895 |
| $200,000 | $670 | $300 | $970 |
| $250,000 | $745 | $300 | $1,045 |
| $300,000 | $820 | $300 | $1,120 |
| $350,000 | $880 | $300 | $1,180 |
| $400,000 | $940 | $300 | $1,240 |
| $450,000 | $1,000 | $300 | $1,300 |
| $500,000 | $1,060 | $300 | $1,360 |
| $600,000 | $1,180 | $300 | $1,480 |
| $700,000 | $1,300 | $300 | $1,600 |
| $800,000 | $1,420 | $300 | $1,720 |
| $1,000,000 | $1,660 | $300 | $1,960 |
Kansas title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Kansas rate schedule.
Who pays
Who pays for the owner's policy in Kansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Kansas; left unspecified, same as data/closing/kansas.json.
Frequently asked questions
How much is title insurance on a $400,000 house in Kansas?
About $940 for the owner's policy and $300 for the lender's policy when both are issued at closing, $1,240 in total, computed from the Kansas rate schedule. The owner's policy rate is $8.70 per $1,000 up to $50,000, $1.60 per $1,000 from $50,000 to $150,000, $1.50 per $1,000 from $150,000 to $300,000, $1.20 per $1,000 from $300,000 to $1,000,000, $1 per $1,000 above $1,000,000, with a minimum premium of $435.
Who pays for title insurance in Kansas?
Who pays for the owner's policy in Kansas is negotiable in the purchase contract. No official source found stating whether buyer or seller customarily pays the owner's policy premium in Kansas; left unspecified, same as data/closing/kansas.json.
Sources
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Kansas title insurance overview → All Kansas buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Kansas title insurance