Title Insurance on a $500,000 Home in Maine
An owner's title policy on a $500,000 purchase in Maine costs about $1,500, and the lender's policy issued with it about $50, $1,550 for both. The owner's policy rate is $3 per $1,000 up to $750,000, $3 per $1,000 above $750,000, with a minimum premium of $100 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $450 | $50 | $500 |
| $200,000 | $600 | $50 | $650 |
| $250,000 | $750 | $50 | $800 |
| $300,000 | $900 | $50 | $950 |
| $350,000 | $1,050 | $50 | $1,100 |
| $400,000 | $1,200 | $50 | $1,250 |
| $450,000 | $1,350 | $50 | $1,400 |
| $500,000 | $1,500 | $50 | $1,550 |
| $600,000 | $1,800 | $50 | $1,850 |
| $700,000 | $2,100 | $50 | $2,150 |
| $800,000 | $2,400 | $50 | $2,450 |
| $1,000,000 | $3,000 | $50 | $3,050 |
Maine title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Maine rate schedule.
Who pays
Who pays for the owner's policy in Maine is negotiable in the purchase contract. Maine has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance on a $500,000 house in Maine?
About $1,500 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,550 in total, computed from the Maine rate schedule. The owner's policy rate is $3 per $1,000 up to $750,000, $3 per $1,000 above $750,000, with a minimum premium of $100 (the price is rounded up to the next $1,000).
Who pays for title insurance in Maine?
Who pays for the owner's policy in Maine is negotiable in the purchase contract. Maine has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Sources
- WFG National Title Insurance Company, State of Maine Manual of Title Insurance Premiums, effective March 1, 2022
- Who pays for the owner's policy in Maine
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Maine title insurance overview → All Maine buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Maine title insurance