Washington County, Maine Title Insurance Cost
On the Washington County median home price of $147,100, an owner's title policy costs about $444 and the lender's policy issued with it about $50, under the Maine rate schedule. Median price source.
Washington County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $450 | $50 | $500 |
| $200,000 | $600 | $50 | $650 |
| $250,000 | $750 | $50 | $800 |
| $300,000 | $900 | $50 | $950 |
| $350,000 | $1,050 | $50 | $1,100 |
| $400,000 | $1,200 | $50 | $1,250 |
| $450,000 | $1,350 | $50 | $1,400 |
| $500,000 | $1,500 | $50 | $1,550 |
| $600,000 | $1,800 | $50 | $1,850 |
| $700,000 | $2,100 | $50 | $2,150 |
| $800,000 | $2,400 | $50 | $2,450 |
| $1,000,000 | $3,000 | $50 | $3,050 |
Maine uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Maine title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Maine rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Maine is negotiable in the purchase contract. Maine has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance in Washington County?
On the Washington County median home price of $147,100, an owner's policy costs about $444 and the lender's policy $50, about $494 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Washington County?
Who pays for the owner's policy in Maine is negotiable in the purchase contract. Maine has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Nearby Maine counties
- Sagadahoc County $300,200
- Somerset County $155,200
- Waldo County $239,100
- York County $357,200
Sources
- WFG National Title Insurance Company, State of Maine Manual of Title Insurance Premiums, effective March 1, 2022
- Who pays for the owner's policy in Maine
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Maine title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Maine title insurance