Title Insurance on a $150,000 Home in Massachusetts
An owner's title policy on a $150,000 purchase in Massachusetts costs about $548, and the lender's policy issued with it about $175, $723 for both. The owner's policy rate is a flat $146 up to $40,000, $3.65 per $1,000 from $40,000 to $1,000,000, $2.50 per $1,000 from $1,000,000 to $2,000,000, with a minimum premium of $146 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $548 | $175 | $723 |
| $200,000 | $730 | $175 | $905 |
| $250,000 | $913 | $175 | $1,088 |
| $300,000 | $1,095 | $175 | $1,270 |
| $350,000 | $1,278 | $175 | $1,453 |
| $400,000 | $1,460 | $175 | $1,635 |
| $450,000 | $1,643 | $175 | $1,818 |
| $500,000 | $1,825 | $175 | $2,000 |
| $600,000 | $2,190 | $175 | $2,365 |
| $700,000 | $2,555 | $175 | $2,730 |
| $800,000 | $2,920 | $175 | $3,095 |
| $1,000,000 | $3,650 | $175 | $3,825 |
Massachusetts title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Massachusetts rate schedule.
Who pays
Who pays for the owner's policy in Massachusetts is negotiable in the purchase contract. The rate book sets premiums only; Massachusetts has no statute assigning the owner's-policy cost, so it is negotiated in the purchase-and-sale agreement (custom varies by region within the state). Source
Frequently asked questions
How much is title insurance on a $150,000 house in Massachusetts?
About $548 for the owner's policy and $175 for the lender's policy when both are issued at closing, $723 in total, computed from the Massachusetts rate schedule. The owner's policy rate is a flat $146 up to $40,000, $3.65 per $1,000 from $40,000 to $1,000,000, $2.50 per $1,000 from $1,000,000 to $2,000,000, with a minimum premium of $146 (the price is rounded up to the next $1,000).
Who pays for title insurance in Massachusetts?
Who pays for the owner's policy in Massachusetts is negotiable in the purchase contract. The rate book sets premiums only; Massachusetts has no statute assigning the owner's-policy cost, so it is negotiated in the purchase-and-sale agreement (custom varies by region within the state). Source
Sources
- CATIC, Massachusetts Title Insurance Premiums (Rate Book), effective July 1, 2017 (catic.com's own hosted copy 403s a direct fetch; retrieved via the Wayback Machine's July 2024 capture of the same URL, https://web.archive.org/web/20240703035811/https://catic.com/sites/default/files/2023-02/Massachusetts%20Rate%20Book_July2017.pdf)
- Who pays for the owner's policy in Massachusetts
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Massachusetts title insurance overview → All Massachusetts buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Massachusetts title insurance