Malden, Massachusetts Title Insurance Cost
On the Malden median home price of $607,500, an owner's title policy costs about $2,219 and the lender's policy issued with it about $175, under the Massachusetts rate schedule. Median price source.
Malden title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $548 | $175 | $723 |
| $200,000 | $730 | $175 | $905 |
| $250,000 | $913 | $175 | $1,088 |
| $300,000 | $1,095 | $175 | $1,270 |
| $350,000 | $1,278 | $175 | $1,453 |
| $400,000 | $1,460 | $175 | $1,635 |
| $450,000 | $1,643 | $175 | $1,818 |
| $500,000 | $1,825 | $175 | $2,000 |
| $600,000 | $2,190 | $175 | $2,365 |
| $700,000 | $2,555 | $175 | $2,730 |
| $800,000 | $2,920 | $175 | $3,095 |
| $1,000,000 | $3,650 | $175 | $3,825 |
Massachusetts uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Massachusetts title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Massachusetts rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Massachusetts is negotiable in the purchase contract. The rate book sets premiums only; Massachusetts has no statute assigning the owner's-policy cost, so it is negotiated in the purchase-and-sale agreement (custom varies by region within the state). Source
Frequently asked questions
How much is title insurance in Malden?
On the Malden median home price of $607,500, an owner's policy costs about $2,219 and the lender's policy $175, about $2,394 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Malden?
Who pays for the owner's policy in Massachusetts is negotiable in the purchase contract. The rate book sets premiums only; Massachusetts has no statute assigning the owner's-policy cost, so it is negotiated in the purchase-and-sale agreement (custom varies by region within the state). Source
Nearby Massachusetts cities
- Lawrence $393,500
- Lowell $395,100
- Lynn $472,600
- Medford $715,500
- Methuen Town $472,200
- New Bedford $324,400
Sources
- CATIC, Massachusetts Title Insurance Premiums (Rate Book), effective July 1, 2017 (catic.com's own hosted copy 403s a direct fetch; retrieved via the Wayback Machine's July 2024 capture of the same URL, https://web.archive.org/web/20240703035811/https://catic.com/sites/default/files/2023-02/Massachusetts%20Rate%20Book_July2017.pdf)
- Who pays for the owner's policy in Massachusetts
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Massachusetts title insurance