Title Insurance on a $600,000 Home in Mississippi
An owner's title policy on a $600,000 purchase in Mississippi costs about $1,900, and the lender's policy issued with it about $50, $1,950 for both. The owner's policy rate is $4 per $1,000 up to $100,000, $3 per $1,000 from $100,000 to $1,000,000, $2 per $1,000 from $1,000,000 to $10,000,000, $1.50 per $1,000 from $10,000,000 to $15,000,000, $1.25 per $1,000 above $15,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $550 | $50 | $600 |
| $200,000 | $700 | $50 | $750 |
| $250,000 | $850 | $50 | $900 |
| $300,000 | $1,000 | $50 | $1,050 |
| $350,000 | $1,150 | $50 | $1,200 |
| $400,000 | $1,300 | $50 | $1,350 |
| $450,000 | $1,450 | $50 | $1,500 |
| $500,000 | $1,600 | $50 | $1,650 |
| $600,000 | $1,900 | $50 | $1,950 |
| $700,000 | $2,200 | $50 | $2,250 |
| $800,000 | $2,500 | $50 | $2,550 |
| $1,000,000 | $3,100 | $50 | $3,150 |
Mississippi title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Mississippi rate schedule.
Who pays
Who pays for the owner's policy in Mississippi is negotiable in the purchase contract. The manual sets premiums but not who pays; Mississippi has no statute assigning the owner's policy cost, so it is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance on a $600,000 house in Mississippi?
About $1,900 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,950 in total, computed from the Mississippi rate schedule. The owner's policy rate is $4 per $1,000 up to $100,000, $3 per $1,000 from $100,000 to $1,000,000, $2 per $1,000 from $1,000,000 to $10,000,000, $1.50 per $1,000 from $10,000,000 to $15,000,000, $1.25 per $1,000 above $15,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Who pays for title insurance in Mississippi?
Who pays for the owner's policy in Mississippi is negotiable in the purchase contract. The manual sets premiums but not who pays; Mississippi has no statute assigning the owner's policy cost, so it is set by local custom and the purchase contract. Source
Sources
- First National Title Insurance Company (FNTI) Mississippi Title Insurance Rates and Rules Manual, effective November 11, 2022 (filed rate manual applicable statewide)
- Who pays for the owner's policy in Mississippi
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Mississippi title insurance overview → All Mississippi buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Mississippi title insurance