Lauderdale County, Mississippi Title Insurance Cost
On the Lauderdale County median home price of $124,500, an owner's title policy costs about $475 and the lender's policy issued with it about $50, under the Mississippi rate schedule. Median price source.
Lauderdale County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $550 | $50 | $600 |
| $200,000 | $700 | $50 | $750 |
| $250,000 | $850 | $50 | $900 |
| $300,000 | $1,000 | $50 | $1,050 |
| $350,000 | $1,150 | $50 | $1,200 |
| $400,000 | $1,300 | $50 | $1,350 |
| $450,000 | $1,450 | $50 | $1,500 |
| $500,000 | $1,600 | $50 | $1,650 |
| $600,000 | $1,900 | $50 | $1,950 |
| $700,000 | $2,200 | $50 | $2,250 |
| $800,000 | $2,500 | $50 | $2,550 |
| $1,000,000 | $3,100 | $50 | $3,150 |
Mississippi uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Mississippi title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Mississippi rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Mississippi is negotiable in the purchase contract. The manual sets premiums but not who pays; Mississippi has no statute assigning the owner's policy cost, so it is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance in Lauderdale County?
On the Lauderdale County median home price of $124,500, an owner's policy costs about $475 and the lender's policy $50, about $525 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Lauderdale County?
Who pays for the owner's policy in Mississippi is negotiable in the purchase contract. The manual sets premiums but not who pays; Mississippi has no statute assigning the owner's policy cost, so it is set by local custom and the purchase contract. Source
Nearby Mississippi counties
- Kemper County $90,200
- Lafayette County $260,500
- Lamar County $218,700
- Lawrence County $104,600
- Leake County $114,600
- Lee County $187,800
Sources
- First National Title Insurance Company (FNTI) Mississippi Title Insurance Rates and Rules Manual, effective November 11, 2022 (filed rate manual applicable statewide)
- Who pays for the owner's policy in Mississippi
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Mississippi title insurance