Title Insurance on a $600,000 Home in Nebraska
An owner's title policy on a $600,000 purchase in Nebraska costs about $1,405, and the lender's policy issued with it about $75, $1,480 for both. The owner's policy rate is a flat $150 up to $20,000, $3.50 per $1,000 from $20,000 to $50,000, $3 per $1,000 from $50,000 to $100,000, $2 per $1,000 from $100,000 to $1,000,000, $1.50 per $1,000 from $1,000,000 to $5,000,000, $1.10 per $1,000 from $5,000,000 to $10,000,000, $0.90 per $1,000 above $10,000,000, with a minimum premium of $150 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $505 | $75 | $580 |
| $200,000 | $605 | $75 | $680 |
| $250,000 | $705 | $75 | $780 |
| $300,000 | $805 | $75 | $880 |
| $350,000 | $905 | $75 | $980 |
| $400,000 | $1,005 | $75 | $1,080 |
| $450,000 | $1,105 | $75 | $1,180 |
| $500,000 | $1,205 | $75 | $1,280 |
| $600,000 | $1,405 | $75 | $1,480 |
| $700,000 | $1,605 | $75 | $1,680 |
| $800,000 | $1,805 | $75 | $1,880 |
| $1,000,000 | $2,205 | $75 | $2,280 |
Nebraska title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Nebraska rate schedule.
Who pays
Who pays for the owner's policy in Nebraska varies by county and by contract. Not set by the rate manual; customarily split equally between buyer and seller in many Nebraska transactions, though this is a matter of local custom and contract, not statute. Source
Frequently asked questions
How much is title insurance on a $600,000 house in Nebraska?
About $1,405 for the owner's policy and $75 for the lender's policy when both are issued at closing, $1,480 in total, computed from the Nebraska rate schedule. The owner's policy rate is a flat $150 up to $20,000, $3.50 per $1,000 from $20,000 to $50,000, $3 per $1,000 from $50,000 to $100,000, $2 per $1,000 from $100,000 to $1,000,000, $1.50 per $1,000 from $1,000,000 to $5,000,000, $1.10 per $1,000 from $5,000,000 to $10,000,000, $0.90 per $1,000 above $10,000,000, with a minimum premium of $150 (the price is rounded up to the next $1,000).
Who pays for title insurance in Nebraska?
Who pays for the owner's policy in Nebraska varies by county and by contract. Not set by the rate manual; customarily split equally between buyer and seller in many Nebraska transactions, though this is a matter of local custom and contract, not statute. Source
Sources
- First National Title Insurance Company (FNTI) Nebraska Title Insurance Rates and Rules Manual, effective July 31, 2023 (filed with the Nebraska Department of Insurance under the prior-approval framework of Neb. Rev. Stat. Section 44-1997)
- Who pays for the owner's policy in Nebraska
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Nebraska title insurance overview → All Nebraska buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Nebraska title insurance