Buffalo County, Nebraska Title Insurance Cost
On the Buffalo County median home price of $236,800, an owner's title policy costs about $679 and the lender's policy issued with it about $75, under the Nebraska rate schedule. Median price source.
Buffalo County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $505 | $75 | $580 |
| $200,000 | $605 | $75 | $680 |
| $250,000 | $705 | $75 | $780 |
| $300,000 | $805 | $75 | $880 |
| $350,000 | $905 | $75 | $980 |
| $400,000 | $1,005 | $75 | $1,080 |
| $450,000 | $1,105 | $75 | $1,180 |
| $500,000 | $1,205 | $75 | $1,280 |
| $600,000 | $1,405 | $75 | $1,480 |
| $700,000 | $1,605 | $75 | $1,680 |
| $800,000 | $1,805 | $75 | $1,880 |
| $1,000,000 | $2,205 | $75 | $2,280 |
Nebraska uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Nebraska title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Nebraska rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Nebraska varies by county and by contract. Not set by the rate manual; customarily split equally between buyer and seller in many Nebraska transactions, though this is a matter of local custom and contract, not statute. Source
Frequently asked questions
How much is title insurance in Buffalo County?
On the Buffalo County median home price of $236,800, an owner's policy costs about $679 and the lender's policy $75, about $754 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Buffalo County?
Who pays for the owner's policy in Nebraska varies by county and by contract. Not set by the rate manual; customarily split equally between buyer and seller in many Nebraska transactions, though this is a matter of local custom and contract, not statute. Source
Nearby Nebraska counties
- Box Butte County $161,100
- Boyd County $104,000
- Brown County $100,200
- Burt County $125,400
- Butler County $165,700
- Cass County $247,200
Sources
- First National Title Insurance Company (FNTI) Nebraska Title Insurance Rates and Rules Manual, effective July 31, 2023 (filed with the Nebraska Department of Insurance under the prior-approval framework of Neb. Rev. Stat. Section 44-1997)
- Who pays for the owner's policy in Nebraska
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Nebraska title insurance