Title Insurance on a $450,000 Home in Nevada
An owner's title policy on a $450,000 purchase in Nevada costs about $1,829, and the lender's policy issued with it about $50, $1,879 for both. The owner's policy rate is a flat $536 up to $50,000, $4.80 per $1,000 from $50,000 to $100,000, $3.60 per $1,000 from $100,000 to $200,000, $3.32 per $1,000 from $200,000 to $300,000, $2.40 per $1,000 from $300,000 to $1,000,000, $2.12 per $1,000 from $1,000,000 to $3,000,000, $1.66 per $1,000 above $3,000,000, with a minimum premium of $380 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $956 | $50 | $1,006 |
| $200,000 | $1,137 | $50 | $1,187 |
| $250,000 | $1,303 | $50 | $1,353 |
| $300,000 | $1,468 | $50 | $1,518 |
| $350,000 | $1,589 | $50 | $1,639 |
| $400,000 | $1,709 | $50 | $1,759 |
| $450,000 | $1,829 | $50 | $1,879 |
| $500,000 | $1,949 | $50 | $1,999 |
| $600,000 | $2,189 | $50 | $2,239 |
| $700,000 | $2,429 | $50 | $2,479 |
| $800,000 | $2,669 | $50 | $2,719 |
| $1,000,000 | $3,150 | $50 | $3,200 |
Nevada title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Nevada rate schedule.
Who pays
Who pays for the owner's policy in Nevada is negotiable in the purchase contract. The rate manual sets premiums only, not who pays; Nevada custom (which party pays commonly varies by county, e.g. Clark/Washoe vs rural counties) and the purchase contract decide. Source
Frequently asked questions
How much is title insurance on a $450,000 house in Nevada?
About $1,829 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,879 in total, computed from the Nevada rate schedule. The owner's policy rate is a flat $536 up to $50,000, $4.80 per $1,000 from $50,000 to $100,000, $3.60 per $1,000 from $100,000 to $200,000, $3.32 per $1,000 from $200,000 to $300,000, $2.40 per $1,000 from $300,000 to $1,000,000, $2.12 per $1,000 from $1,000,000 to $3,000,000, $1.66 per $1,000 above $3,000,000, with a minimum premium of $380 (the price is rounded up to the next $1,000).
Who pays for title insurance in Nevada?
Who pays for the owner's policy in Nevada is negotiable in the purchase contract. The rate manual sets premiums only, not who pays; Nevada custom (which party pays commonly varies by county, e.g. Clark/Washoe vs rural counties) and the purchase contract decide. Source
Sources
- Nevada Title Insurance Rates and Charges - Application and Schedule of Rates, effective January 10, 2026 (filed rate manual hosted by the Nevada Division of Insurance's own document repository, applicable in all Nevada counties)
- Who pays for the owner's policy in Nevada
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Nevada title insurance overview → All Nevada buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Nevada title insurance