Humboldt County, Nevada Title Insurance Cost
On the Humboldt County median home price of $256,800, an owner's title policy costs about $1,326 and the lender's policy issued with it about $50, under the Nevada rate schedule. Median price source.
Humboldt County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $956 | $50 | $1,006 |
| $200,000 | $1,137 | $50 | $1,187 |
| $250,000 | $1,303 | $50 | $1,353 |
| $300,000 | $1,468 | $50 | $1,518 |
| $350,000 | $1,589 | $50 | $1,639 |
| $400,000 | $1,709 | $50 | $1,759 |
| $450,000 | $1,829 | $50 | $1,879 |
| $500,000 | $1,949 | $50 | $1,999 |
| $600,000 | $2,189 | $50 | $2,239 |
| $700,000 | $2,429 | $50 | $2,479 |
| $800,000 | $2,669 | $50 | $2,719 |
| $1,000,000 | $3,150 | $50 | $3,200 |
Nevada uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Nevada title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Nevada rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Nevada is negotiable in the purchase contract. The rate manual sets premiums only, not who pays; Nevada custom (which party pays commonly varies by county, e.g. Clark/Washoe vs rural counties) and the purchase contract decide. Source
Frequently asked questions
How much is title insurance in Humboldt County?
On the Humboldt County median home price of $256,800, an owner's policy costs about $1,326 and the lender's policy $50, about $1,376 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Humboldt County?
Who pays for the owner's policy in Nevada is negotiable in the purchase contract. The rate manual sets premiums only, not who pays; Nevada custom (which party pays commonly varies by county, e.g. Clark/Washoe vs rural counties) and the purchase contract decide. Source
Nearby Nevada counties
- Douglas County $587,400
- Elko County $282,400
- Esmeralda County $102,500
- Lander County $210,500
- Lincoln County $208,900
- Lyon County $342,600
Sources
- Nevada Title Insurance Rates and Charges - Application and Schedule of Rates, effective January 10, 2026 (filed rate manual hosted by the Nevada Division of Insurance's own document repository, applicable in all Nevada counties)
- Who pays for the owner's policy in Nevada
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Nevada title insurance