Title Insurance on a $700,000 Home in New Hampshire
An owner's title policy on a $700,000 purchase in New Hampshire costs about $1,825, and the lender's policy issued with it about $75, $1,900 for both. The owner's policy rate is $2.75 per $1,000 up to $500,000, $2.25 per $1,000 from $500,000 to $1,000,000, $2.25 per $1,000 above $1,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $413 | $75 | $488 |
| $200,000 | $550 | $75 | $625 |
| $250,000 | $688 | $75 | $763 |
| $300,000 | $825 | $75 | $900 |
| $350,000 | $963 | $75 | $1,038 |
| $400,000 | $1,100 | $75 | $1,175 |
| $450,000 | $1,238 | $75 | $1,313 |
| $500,000 | $1,375 | $75 | $1,450 |
| $600,000 | $1,600 | $75 | $1,675 |
| $700,000 | $1,825 | $75 | $1,900 |
| $800,000 | $2,050 | $75 | $2,125 |
| $1,000,000 | $2,500 | $75 | $2,575 |
New Hampshire title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed New Hampshire rate schedule.
Who pays
Who pays for the owner's policy in New Hampshire is negotiable in the purchase contract. New Hampshire has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance on a $700,000 house in New Hampshire?
About $1,825 for the owner's policy and $75 for the lender's policy when both are issued at closing, $1,900 in total, computed from the New Hampshire rate schedule. The owner's policy rate is $2.75 per $1,000 up to $500,000, $2.25 per $1,000 from $500,000 to $1,000,000, $2.25 per $1,000 above $1,000,000, with a minimum premium of $75 (the price is rounded up to the next $1,000).
Who pays for title insurance in New Hampshire?
Who pays for the owner's policy in New Hampshire is negotiable in the purchase contract. New Hampshire has no statute assigning the owner's-policy cost; the manual sets premiums only, so who pays is set by local custom and the purchase contract. Source
Sources
- WFG National Title Insurance Company, State of New Hampshire Manual of Title Insurance Premiums, effective March 1, 2023 (filed with and approved by the New Hampshire Insurance Department)
- Who pays for the owner's policy in New Hampshire
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
New Hampshire title insurance overview → All New Hampshire buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
New Hampshire title insurance