Title Insurance on a $400,000 Home in Oklahoma
An owner's title policy on a $400,000 purchase in Oklahoma costs about $1,344, and the lender's policy issued with it about $50, $1,394 for both. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $754 | $50 | $804 |
| $200,000 | $895 | $50 | $945 |
| $250,000 | $1,007 | $50 | $1,057 |
| $300,000 | $1,119 | $50 | $1,169 |
| $350,000 | $1,232 | $50 | $1,282 |
| $400,000 | $1,344 | $50 | $1,394 |
| $450,000 | $1,457 | $50 | $1,507 |
| $500,000 | $1,569 | $50 | $1,619 |
| $600,000 | $1,794 | $50 | $1,844 |
| $700,000 | $2,019 | $50 | $2,069 |
| $800,000 | $2,244 | $50 | $2,294 |
| $1,000,000 | $2,694 | $50 | $2,744 |
Oklahoma title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Oklahoma rate schedule.
Who pays
Who pays for the owner's policy in Oklahoma is negotiable in the purchase contract. Source
Frequently asked questions
How much is title insurance on a $400,000 house in Oklahoma?
About $1,344 for the owner's policy and $50 for the lender's policy when both are issued at closing, $1,394 in total, computed from the Oklahoma rate schedule. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket).
Who pays for title insurance in Oklahoma?
Who pays for the owner's policy in Oklahoma is negotiable in the purchase contract. Source
Sources
- Old Republic Title, Oklahoma Residential Fee Sheet (Oklahoma, Canadian & Cleveland Counties), effective January 2024
- Who pays for the owner's policy in Oklahoma
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Oklahoma title insurance overview → All Oklahoma buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Oklahoma title insurance