Title Insurance on a $150,000 Home in Oregon
An owner's title policy on a $150,000 purchase in Oregon costs about $575, and the lender's policy issued with it about $505, $1,080 for both. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $200).
Nearby prices
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $575 | $505 | $1,080 |
| $200,000 | $700 | $505 | $1,205 |
| $250,000 | $825 | $505 | $1,330 |
| $300,000 | $950 | $505 | $1,455 |
| $350,000 | $1,050 | $505 | $1,555 |
| $400,000 | $1,150 | $505 | $1,655 |
| $450,000 | $1,250 | $505 | $1,755 |
| $500,000 | $1,350 | $505 | $1,855 |
| $600,000 | $1,500 | $550 | $2,050 |
| $700,000 | $1,650 | $595 | $2,245 |
| $800,000 | $1,800 | $640 | $2,440 |
| $1,000,000 | $2,100 | $730 | $2,830 |
Oregon title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Oregon rate schedule.
Who pays
Who pays for the owner's policy in Oregon is negotiable in the purchase contract. The standard OREF (Oregon Real Estate Forms) residential sale agreement has the seller order and pay for the preliminary title report and the buyer's owner's policy unless amended by contract. Source
Frequently asked questions
How much is title insurance on a $150,000 house in Oregon?
About $575 for the owner's policy and $505 for the lender's policy when both are issued at closing, $1,080 in total, computed from the Oregon rate schedule. The owner's policy premium comes from the rate table in the filed manual (a fixed dollar amount per price bracket, minimum $200).
Who pays for title insurance in Oregon?
Who pays for the owner's policy in Oregon is negotiable in the purchase contract. The standard OREF (Oregon Real Estate Forms) residential sale agreement has the seller order and pay for the preliminary title report and the buyer's owner's policy unless amended by contract. Source
Sources
- Oregon Title Rates, Title Insurance Rates per the Oregon Title Insurance Rating Organization (OTIRO) Rating Manual, AmeriTitle rate card
- Who pays for the owner's policy in Oregon
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Oregon title insurance overview → All Oregon buyer closing costs →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Oregon title insurance