Lake County, Oregon Title Insurance Cost
On the Lake County median home price of $219,400, an owner's title policy costs about $825 and the lender's policy issued with it about $505, under the Oregon rate schedule. Median price source.
Lake County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $575 | $505 | $1,080 |
| $200,000 | $700 | $505 | $1,205 |
| $250,000 | $825 | $505 | $1,330 |
| $300,000 | $950 | $505 | $1,455 |
| $350,000 | $1,050 | $505 | $1,555 |
| $400,000 | $1,150 | $505 | $1,655 |
| $450,000 | $1,250 | $505 | $1,755 |
| $500,000 | $1,350 | $505 | $1,855 |
| $600,000 | $1,500 | $550 | $2,050 |
| $700,000 | $1,650 | $595 | $2,245 |
| $800,000 | $1,800 | $640 | $2,440 |
| $1,000,000 | $2,100 | $730 | $2,830 |
Oregon uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Oregon title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Oregon rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Oregon is negotiable in the purchase contract. The standard OREF (Oregon Real Estate Forms) residential sale agreement has the seller order and pay for the preliminary title report and the buyer's owner's policy unless amended by contract. Source
Frequently asked questions
How much is title insurance in Lake County?
On the Lake County median home price of $219,400, an owner's policy costs about $825 and the lender's policy $505, about $1,330 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Lake County?
Who pays for the owner's policy in Oregon is negotiable in the purchase contract. The standard OREF (Oregon Real Estate Forms) residential sale agreement has the seller order and pay for the preliminary title report and the buyer's owner's policy unless amended by contract. Source
Nearby Oregon counties
- Jefferson County $339,200
- Josephine County $383,100
- Klamath County $255,700
- Lane County $395,800
- Lincoln County $387,700
- Linn County $344,600
Sources
- Oregon Title Rates, Title Insurance Rates per the Oregon Title Insurance Rating Organization (OTIRO) Rating Manual, AmeriTitle rate card
- Who pays for the owner's policy in Oregon
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Oregon title insurance